Biometric login feature in Bkash app has been coming for a long time. But many may still not have much idea about it. In this post, you will know all the information you need to know about Bikash Biometric Login.
What is Biometric Login? What are the biometric login methods?
Vikas Biometric Login is a feature to login to Vikas app through fingerprint or face unlock. Using this service, one can access the Bkash app with fingerprint or Face ID instead of providing Bkash pin. This feature can be used on phones which have fingerprint and face unlock facility.
By using the Bkash biometric login feature, an alternative security mechanism will be added to verify your identity while logging into the Bkash app. Instead of providing Bkash account PIN, one can access Bkash app using Face ID or Fingerprint.
This feature can be used in any valid and active development account. Besides, you must support this feature of Bkash app on your mobile device. If the mobile device has a fingerprint or face ID feature, this development feature can be activated and used on the appropriate device.
How safe is it?
To access the Bikash app you need to successfully complete the registration through the registration process using your Bikash PIN to enable the biometric login feature. Then you can login to the app using Face ID or fingerprint. Now the question may come, how secure is the Bikash biometric login feature? The security of Bkash Biometric Login is completely dependent on your device. This login feature will provide as much security as your device's biometric login feature
By using your device, you should definitely have experience about whether fingerprint or Face ID is more secure on your device. Since Face ID or Touch ID on iPhone are hardware-based, they are considered quite secure.
But even if fingerprint is safe in many budget phones, face unlock is not that safe, because many times it is seen that the phone is being unlocked with someone's face. In that case it would be advised not to set up Bikash biometric login using this system.
This feature can be used on any smartphone running Android version 9 or higher, and iOS 13 or higher if it has a Face ID or fingerprint sensor.
Vikas recommends that you ensure that only your fingerprint or Face ID is saved on your mobile device. After that to enable Bkash biometric login feature. Because once you set up Bikash biometric login, any fingerprint or Face ID stored on your phone can access the Bikash app, so it's important to remember this.
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So don't need pin code?
The main security charm of your Bkash app is the PIN of your Bkash account. This biometric login feature is only saved on the device, it will not be useful for making any kind of online payment. Biometric login feature will only work to login to Bkash app. To transact from the app, BKash PIN number will be required as before.
Even after enabling the Bkash biometric login feature, you can still access the Bkash app using your Bkash PIN as before. Besides, if you use Bikash by dialing Bikash USSD code *247#, PIN will be required.
So there is no reason to think that the need for BKash PIN code is going away.
How to Activate or Deactivate Bkash Biometric?
The Bkash biometric login feature can be turned on or off easily using the Bkash app. This feature can be turned on or off from the “My Profile” section by entering the Bkash app. Visit the below linked post for details on how to enable or disable Bkash biometric login feature.
Something else
It is very important to know some more important things about Bkash biometric login feature.
Every time a login is detected by Face ID or Fingerprint in Bkash app and any transaction is done, Bkash will assume that both transaction or login is done by you i.e. Bkash app owner. The reason for saying this is that if someone other than you has fingerprint or Face ID added to your phone, they can also access the Bkash app.
Bikash Biometric i.e. fingerprint or face unlock feature cannot be used to reset, change or unlock Bikash PIN. The entire responsibility of using this feature lies with you i.e. the customer. Additional security is added to the Bkash app by using device encrypted data, none of which data is stored by Bkash. This whole process will be managed on-device.
A set biometric login i.e. Face ID or Fingerprint will be reset if the PIN is reset, changed, or locked. Also, uninstalling the BKash app, installing the Bkash app on a new device or logging in, the Bkash biometric lock will be reset and needs to be reset.
Also, every time after 365 days of biometric login setup, it will reset and need to be set again. It should be noted that this feature is not usable in the account of Bkash app users from abroad.
Bkash does not store any information related to fingerprint or Face ID verification of your device when using this Bkash feature. Again, BKash does not make any guarantees or warranties that these features will work properly on your device. This means that you must use this feature entirely at your own risk. You can know more from the official page of Bkash.
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